Basic Checking

Get back to basics with checking that has all of the essentials you need. Our Basic Checking account is designed for the person who likes to keep it simple.

No fancy shmancy stuff here — just checking with no monthly service fee, no monthly minimum balance requirement, and free electronic services to manage your account.

Details

Basic checking with all the essentials
No minimum monthly balance requirements
No monthly service fee
Free online banking
Free mobile banking with mobile deposit
Free eStatements ($4 for paper statements)
Free Visa® debit card
Online bill pay available
Unlimited check writing
$100 minimum deposit to open

Ready. Set. Go.

Let's Get Started. We're Better Together!

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Contact a Bank for more information about our Newton Federal, our commercial and personal account offerings or our loan applications. Thank You!

Serving Our Community since 1928.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.

Routing Number 261170371 | NMLS# 2160655 | FDIC #29510

CRA PUBLIC FILE

Basic Checking

Details

Ready. Set. Go.

Let's Get Started. We're Better Together!

Be The First To Know.

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