Our Raving Fans

What's Being Said about Newton Federal

After nearly 90 years serving the community, we have racked up some incredible stories. References are available.

“I’ve been with Newton Federal since 2013. My experience with the bank’s customer service staff has been consistently great. Everyone takes time to make sure my account and mobile app are working for me. Thank you for always being kind and friendly.” 


Billy Carter

Covington, GA


Erik Adcock

Covington, GA

“Newton Federal Bank and more specifically, Reed Beard and Adrien Smith, have been a major asset and mentor over the last 10 years. I’ve had the opportunity to build several businesses while partnering with them. While on this journey, I’ve enjoyed a high level of personalized customer service.”

“For us the best thing Newton Federal has to offer is service. We had an opportunity to buy a condo in Panama City Beach; however it was a reposition in a very competitive market. We had a short close date of 30 days. Newton Federal was able to close this loan in 19 days! After remodel we have enjoyed this condo for several years, and have turned down several offers to sell. Great Job!- Reed, Adrian, Shannon.”


Mike & Shelia Jones

Covington, GA

What Our Customers Say About Us

Video success stories directly from our customers

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Mystic Grill

Covington, GA

“Newton Federal didn’t just believe in the Mystic Grill, they believed in us. They took a chance on us. If you have a dream and are lucky enough to partner with bankers who care, then go for it with Newton Federal. They make it happen.”

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“A few years ago my wife and I decided to do some renovation to our house, a good friend of mine suggested we talk to Newton Federal. They really looked at the big picture, we were able to review some business obligations that Newton Federal was able to offer a much better solution. The cool thing about the process was we never renovated, we moved into our dream house. Do yourself a favor and sit down with the team at Newton Federal.”

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Gary Teal

Covington, GA


Chris Haler

Covington, GA

“We wanted to grow our small town creative agency, Square One Creative Group but had a hard time getting funded. I learned that Newton Federal is a community bank, they want to know your story. What really makes a difference between Newton Federal and other banks, is their decisions are made in house. None of this would’ve been possible without the help of Newton Federal.”

Watch the full video >> 

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.