Newton Federal Blog

Supporting Local Businesses in Our Community

Supporting local businesses is critical to the success and growth of our community. By shopping locally, using local services, spreading the word, volunteering, and banking locally; we can all do our part to ensure that our community continues to grow and thrive.

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Understanding the Basics of Mortgages

Mortgages are a common type of loan that allows individuals to purchase homes and can be a great way to invest in your future.
Unfortunately, the world of home mortgages can be complicated, with a lot of confusing terminology and technical details to keep track of. If you’re planning to apply for a mortgage, it’s important to have a good understanding of the basics, including the different types of mortgages, how interest rates work, and what factors determine your eligibility.

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Navigating the Current Housing Market

With rising interest rates and home prices, it’s essential to approach the homebuying process with careful consideration and planning. As a community bank offering mortgage loan options, we understand the importance of affordability combined with financial security when purchasing a home.
We’ve outlined our top five tips and tricks for navigating today’s housing market and ensuring the affordability of your new home.

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.