Simple Savings Account

Saving for a rainy day or just building your nest egg? Whatever your savings goals are, our Simple Savings account can help you reach them.

Watch your balance grow with competitive interest.* And just because you’re saving, doesn’t mean you can’t get to your funds when you need them — enjoy up to 6 transfers or withdrawals per month!


  • All-purpose savings account
  • Great account for first-time savers
  • Earns competitive interest, compounded daily and posted monthly
  • No monthly service fee
  • No monthly minimum balance requirements
  • 6 free transfers or withdrawals per month*
    $5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, check paid, automatic transfer or payment) in excess of the 6 permitted
  • Free online banking
  • Free mobile banking
  • Free eStatements ($4 for paper statements)
  • $20 minimum deposit to open

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved. 

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