Money Market Account

Take your savings to the big leagues. You’ll earn competitive, tiered rates on your balance of $2,500 or more with our money market accounts. Interest earned on entire balance once it reaches $2,500.

“Tiered rates” means the more you keep in the account, the higher your rate. So maximize earnings on your higher balance, and get to your funds when you need to with up to 6 transfers or withdrawals per month.


  • Competitive, tiered rates on balances of $2,500 or more
      • Higher balances earn higher rates
      • Interest compounded daily and paid monthly
  • Enjoy flexibility with enhanced access to funds including direct check writing:
      • Unlimited in-person withdrawals or by mail
      • 6 free transfers or withdrawals per month*
  • Avoid $12 monthly service fee by maintaining a $500 minimum daily balance
  • Free online banking
  • Free mobile banking
  • Free eStatements ($4 for paper statements)
  • Online bill pay available
  • $500 minimum deposit to open

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.