Our Personal Loans

Personal Loans

Fund personal, projects, family vacations, and more at a competitive rate.

At Newton Federal, we want you to dream big. Finance a major project, take a family vacation, or do anything else you can dream. 

Our affordable personal loans can help you get there with competitive rates and customized terms. And since we’re right here in Covington, you won’t have to wait long for a decision.

  • Affordable financing for almost any need: personal projects, family vacations, and debt consolidation and more
  • Both secured and unsecured options available
  • Competitive rates
  • Flexible repayment terms
  • Friendly service throughout the process
  • Prompt decisions made locally

Auto Loans

Enjoy a competitive rate and flexible terms on your next new or used vehicle.

Get your financing out of neutral and into drive with an affordable auto loan from Newton Federal. We offer loans for both new and used vehicles.

All of our decisions are made here in Covington, so we’ll get back to you fast. Secure financing on your next vehicle, and drive away with a competitive rate and customized terms.

  • Purchase your next new or used vehicle affordably
  • Also available for recreational vehicles
  • Competitively low, fixed and variable rates available
  • Flexible repayment terms
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Friendly service throughout the process
  • Prompt decisions made locally

Savings Secured Loans

Secure financing by using your Newton Federal CD as collateral.

You could dip into your savings for your next big purchase — or you could use your savings to help you secure an affordable, competitive-rate loan.

Our savings secured loan gets you the funding you need while your savings in a Newton Federal CD continues to grow. So you can finance almost anything, even as you earn interest.

  • Secure financing with your Newton Federal CD as collateral
  • Borrow the funds you need, while your CD savings continues to grow
  • Finance almost anything: major purchases, dream vacation and life necessities
  • Competitive rates
  • Flexible repayment terms
  • Friendly service throughout the process
  • Prompt decisions made locally

Learn more about our Certificates of Deposits (CDs). 

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.