Business Certificates of Deposit (CDs)

Set goals for your business, and have peace of mind knowing that you’ll reach them. You’ll enjoy a competitive, fixed rate with our business certificates of deposit.

Choose a term length between three months to seven years. Then focus on running your business as your savings grows with guaranteed, risk-free earnings.


  • Guaranteed, fixed-rate earnings
  • Earns competitive interest at higher rates than standard savings
  • Enjoy peace of mind with FDIC insurance up to $250,000
  • Wide range of terms available (from 3 months to 7 years)
  • Higher rates for longer terms
  • No setup fees or monthly fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.