Certificates of Deposit (CDs)

What’s a risk-free way to save? Well, you could stuff your savings into a penny jar and hope for the best. But we wouldn’t recommend that (we’ve tried it).

Instead, put your savings into a risk-free CD. It’s safer than a penny jar, and you’ll earn competitive interest at a guaranteed, fixed rate. Simply choose the term length that suits you best.



  • Guaranteed, fixed-rate earnings
  • Earns competitive interest at higher rates than standard savings
  • Enjoy peace of mind with FDIC insurance up to $250,000
  • Receive higher rates by selecting a longer term
  • A wide range of terms available (from 3 months to 7 years)
  • No setup or monthly fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved. 

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