Certificates of Deposit (CDs)

What’s a risk-free way to save? Well, you could stuff your savings into a penny jar and hope for the best. But we wouldn’t recommend that (we’ve tried it).

Instead, put your savings into a risk-free CD. It’s safer than a penny jar, and you’ll earn competitive interest at a guaranteed, fixed rate. Simply choose the term length that suits you best.



  • Guaranteed, fixed-rate earnings
  • Earns competitive interest at higher rates than standard savings
  • Enjoy peace of mind with FDIC insurance up to $250,000
  • Receive higher rates by selecting a longer term
  • A wide range of terms available (from 3 months to 7 years)
  • No setup or monthly fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open

Be The First To Know.

Let's Get Started. We're Better Together!

Sign up for the latest news, public notices & community initiatives updates. 

Serving Our Clients Since 1928. 

Connect with a Service Representative for more information about our bank, our offerings or our applications. Thank You!

Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved. 

Do you currently have an Account with Newton Federal?