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Business Certificates of Deposit (CDs)

Set goals for your business, and have peace of mind knowing that you’ll reach them. You’ll enjoy a competitive, fixed rate with our business certificates of deposit.

Choose a term length between three months to seven years. Then focus on running your business as your savings grows with guaranteed, risk-free earnings.

Details

  • Guaranteed, fixed-rate earnings
  • Earns competitive interest at higher rates than standard savings
  • Enjoy peace of mind with FDIC insurance up to $250,000
  • Wide range of terms available (from 3 months to 7 years)
  • No setup fees or monthly fees
  • Withdrawal of principal will incur penalties based on term
  • $500 minimum deposit to open

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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.