Gold Business Checking Account

If your business has a transaction volume around 500 items each month, our Gold Business Checking account is a perfect choice.

You’ll enjoy low transactional fees, and your choice of ways to avoid a monthly service fee. Choose between online banking and bill pay services to keep your business banking simple and affordable.

Details

Ideal checking for larger businesses
Avoid a $30 monthly service fee with one of the following:
- Minimum daily balance of $5,000 or more in Gold Business Checking
- Combined balance of $20,000 in checking or money market accounts
- Combined loan balance of $75,000 or more
500 free combined debits and credits per month; 35¢ per debit or credit in excess thereafter
Easily make online transfers between Newton Federal Bank accounts
Online banking options available:
- Free online banking
- $14.95 – Business Internet Banking
Online business bill pay options available
Free mobile banking
Free eStatements ($4 for paper statements)
Free Visa® debit card
Free check images
Account alerts available
Monthly cash/coin processing just $2 per request
Remote deposit capture available
ACH services available
$500 minimum deposit to open

Ready. Set. Go.

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Serving Our Community since 1928.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.

Routing Number 261170371 | NMLS# 2160655 | FDIC #29510