Gold Business Checking Account

If your business has a transaction volume around 500 items each month, our Gold Business Checking account is a perfect choice.

You’ll enjoy low transactional fees, and your choice of ways to avoid a monthly service fee. Choose between online banking and bill pay services to keep your business banking simple and affordable.


  • Ideal checking for larger businesses
  • Avoid a $30 monthly service fee with one of the following:
    • Minimum daily balance of $5,000 or more in Gold Business Checking
    • Combined balance of $20,000 in checking or money market accounts
    • Combined loan balance of $75,000 or more
  • 500 free combined debits and credits per month; 35¢ per debit or credit in excess thereafter
  • Easily make online transfers between Newton Federal Bank accounts
  • Online banking options available:
  • Online business bill pay options available
  • Free mobile banking
  • Free eStatements ($4 for paper statements)
  • Free Visa® debit card
  • Free check images
  • Account alerts available
  • Monthly cash/coin processing just $2 per request
  • Remote deposit capture available
  • ACH services available
  • $500 minimum deposit to open

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.