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Silver Business Checking Account

Our Silver Business Checking gives your business several ways to save. Ensure your bottom line keeps growing with a low monthly fee that’s easy to avoid, plus several free services.

It’s ideal for businesses with around 300 transactional items per month. Open this cost-effective account today, and save time and money for other business needs.

Details

  • Ideal checking for mid-size businesses
  • Avoid a $20 monthly service fee with one of the following:
    • Minimum daily balance of $1,000 or more in Silver Business Checking
    • Combined balance of $10,000 in checking or money market accounts
    • Combined loan balance of $50,000 or more
  • 300 free combined debits and credits per month; 35¢ per debit or credit in excess thereafter
  • Easily make online transfers between Newton Federal Bank accounts
  • Online banking options available:
  • Free online banking
  • $14.95 – Business Internet Banking
  • Online business bill pay options available
  • Free mobile banking
  • Free eStatements ($4 for paper statements)
  • Free Visa® debit card
  • Free check images
  • Account alerts available
  • Monthly cash/coin processing just $2 per request
  • Remote deposit capture available
  • ACH services available
  • $500 minimum deposit to open

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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.