We're Better Together Serving Our Community  Impacting Local Businesses Supporting Our Neighbors


We will be closed in observance of Columbus Day on October 10, 2022.

Our bank has been made aware of fraudsters impersonating the bank in an effort to gain access to your account. If you have any doubt in regards the authenticity of a call, text, or email, don’t respond directly—and avoid clicking on any links in the email or text you received.


Business Banking For the Win

Set your business up to win. Move your company’s accounts over today. We successfully helped thousands get through PPP without a scratch. Mega institutional banks can’t say the same thing.


MoneyIQ Financial Education

We provide businesses with the tools to educate their staff about money.  Topics include basic banking tips, cashflow management and identity theft prevention.


Online Banking Done Right

Our online banking tools for personal or business banking makes life easier. Ask your Newton Federal banker about setting up a branch office on your smart phone. 

Home Loan-01

Home Mortgages Made Easy

It’s All About Your Pad. Find a mortgage that fits your family’s needs at LeapFrogMortgage  – our new home lending partner. 

Latest News, Notifications, and Offers

Check out the most recent quarterly Community Bulletin  newsletter, which was released in early August 2022. 

Join us for Newton Federal's first-ever Family Movie Night

September 30, 2022 at 7:00 PM

Every day of our lives we are on the verge of making those slight changes that would make all the difference.

— Mignon McLaughlin

News & Events

Dinner at Mystic Grill

Newton County is a staple of Georgia. For a not so small town, we sport a history rich in esteem and intrigue. Take, for example,

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Golfing In Newton County

Is golfing one of your favorite pastimes? We don’t blame you. It not only is a great source of low impact physical activity. It’s also

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Meet the President

Meet the President. Greg Proffitt has been a part of the Newton Federal Team for 17 years. Since the merger with Affinity Bank in 2020,

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More Food In Newton County

Welcome back to our top recommendations for things to do in our wonderful area. Today, we’re revisiting options for food in Newton County. You can

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What Our Raving Fans Say About Us

“Newton Federal Bank and more specifically, Reed Beard and Adrien Smith, have been a major asset and mentor over the last 10 years. I’ve had the opportunity to build several businesses while partnering with them. While on this journey, I’ve enjoyed a high level of personalized customer service.”

Erik Adcock

Covington, Georgia

“I’ve been with Newton Federal since 2013. My experience with the bank it’s staff employees customer service has always be top of the best. Everyone is always friendly helpful and takes time to make sure my account my mobile app is doing as I need it to be. Appreciate the team at Newton Federal.”


Billy Carter

Covington, Georgia

Supporting Our Community.

We'd love to learn about the good work you do. We strive to bring our employees and stakeholders together while giving back to our community through education, engaging community enrichments through involvement and empowering the leaders of tomorrow.

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Serving Our Clients Since 1928. 

Connect with a Service Representative for more information about our bank, our offerings or our applications. Thank You!

Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.