We're Better Together!
Serving Our Community since 1928.
Meet Our Team >>
Impacting Business.
Serving Our Business Partners since 1928.
Check Out Our Business Banking Offerings >>
Funding Home Builders.
Serving Our Builders Quickly since 1928.
Contact a Banker to Become a Preferred Builder >>
Engaging Our Community.
Serving Our Neighbors since 1928.
Check Out Our Personal Banking Offerings >>

Stay ahead
of fraud with KASASA PROTECT®

Enjoy more peace of mind with comprehensive, 24/7 identity theft protection. Add it to your checking account today.*

*Monthly fees apply. Service requires a linked checking account. Click “Tell Me More” or contact institution for details.


Business Banking For the Win

Set your business up to win. Move your company’s accounts over today. We successfully helped thousands get through PPP without a scratch. Mega institutional banks can’t say the same thing.


MoneyIQ Financial Education

We provide businesses with the tools to educate their staff about money.  Topics include basic banking tips, cashflow management and identity theft prevention.


Online Banking Done Right

Our online banking tools for personal or business banking makes life easier. Ask your Newton Federal banker about setting up a branch office on your smart phone. 

Home Loan-01

Home Mortgages Made Easy

It’s All About Your Pad. Find a mortgage that fits your family’s needs at LeapFrogMortgage  – our new home lending partner. 

Every day of our lives we are on the verge of making those slight changes that would make all the difference.

— Mignon McLaughlin

Take Advantage of the Lowest Residential Rates since the 1950's.


Our mortgage lending team at our sister company, LeapFrog Mortgage, can help you refinance your current mortgage or secure a new home.

LeapFrog Mortgage provides the great rates and personalized customer service you need. As an industry leader in customer service, we customize the loan process to help buy your home with confidence.

Decades of experience allows us to provide a streamlined and transparent process, ultimately offering the best rate, lower costs, and less steps — all with no hidden fees. 

Rates have been at the lowest point in years, but currently they are starting to rise. So, contact one of our lenders to take learn more about mortgage opportunities specific to your situation. 

More Info at LeapFrogMortgage.com >> 

News & Events

Meet the President

Meet the President. Greg Proffitt has been a part of the Newton Federal Team for 17 years. Since the merger with Affinity Bank in 2020,

Read More »

More Food In Newton County

Welcome back to our top recommendations for things to do in our wonderful area. Today, we’re revisiting options for food in Newton County. You can

Read More »

What Our Raving Fans Say About Us

“Newton Federal Bank and more specifically, Reed Beard and Adrien Smith, have been a major asset and mentor over the last 10 years. I’ve had the opportunity to build several businesses while partnering with them. While on this journey, I’ve enjoyed a high level of personalized customer service.”

Erik Adcock

Covington, Georgia

“I’ve been with Newton Federal since 2013. My experience with the bank it’s staff employees customer service has always be top of the best. Everyone is always friendly helpful and takes time to make sure my account my mobile app is doing as I need it to be. Appreciate the team at Newton Federal.”


Billy Carter

Covington, Georgia

Supporting Our Community.

We'd love to learn about the good work you do. We strive to bring our employees and stakeholders together while giving back to our community through education, engaging community enrichments through involvement and empowering the leaders of tomorrow.

Be The First To Know.

Let's Get Started. We're Better Together!

Sign up for the latest news, public notices & community initiatives updates. 

Serving Our Clients Since 1928. 

Connect with a Service Representative for more information about our bank, our offerings or our applications. Thank You!

Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.