We're Better Together Serving Our Community  Impacting Local Businesses Supporting Our Neighbors

Coming to a mailbox near you very soon! Newton Federal’s brand new Rewards Visa debit card.

   • Tap to Pay
   • Discounts at local businesses


Business Banking For the Win

Set your business up to win. Move your company’s accounts over today. We successfully helped thousands get through PPP without a scratch. Mega institutional banks can’t say the same thing.


MoneyIQ Financial Education

We provide businesses with the tools to educate their staff about money.  Topics include basic banking tips, cashflow management and identity theft prevention.


Online Banking Done Right

Our online banking tools for personal or business banking makes life easier. Ask your Newton Federal banker about setting up a branch office on your smart phone. 

Home Loan-01

Home Mortgages Made Easy

It’s All About Your Pad. Find a mortgage that fits your family’s needs at LeapFrogMortgage  – our new home lending partner. 

Every day of our lives we are on the verge of making those slight changes that would make all the difference.

News & Events

Supporting Local Businesses in Our Community

Supporting local businesses is critical to the success and growth of our community. By shopping locally, using local services, spreading the word, volunteering, and banking locally; we can all do our part to ensure that our community continues to grow and thrive.

Read More »

Understanding the Basics of Mortgages

Mortgages are a common type of loan that allows individuals to purchase homes and can be a great way to invest in your future.
Unfortunately, the world of home mortgages can be complicated, with a lot of confusing terminology and technical details to keep track of. If you’re planning to apply for a mortgage, it’s important to have a good understanding of the basics, including the different types of mortgages, how interest rates work, and what factors determine your eligibility.

Read More »

Navigating the Current Housing Market

With rising interest rates and home prices, it’s essential to approach the homebuying process with careful consideration and planning. As a community bank offering mortgage loan options, we understand the importance of affordability combined with financial security when purchasing a home.
We’ve outlined our top five tips and tricks for navigating today’s housing market and ensuring the affordability of your new home.

Read More »

What Our Raving Fans Say About Us

“Newton Federal Bank and more specifically, Reed Beard and Adrien Smith, have been a major asset and mentor over the last 10 years. I’ve had the opportunity to build several businesses while partnering with them. While on this journey, I’ve enjoyed a high level of personalized customer service.”

Erik Adcock

Covington, Georgia

“I’ve been with Newton Federal since 2013. My experience with the bank it’s staff employees customer service has always be top of the best. Everyone is always friendly helpful and takes time to make sure my account my mobile app is doing as I need it to be. Appreciate the team at Newton Federal.”


Billy Carter

Covington, Georgia

Supporting Our Community.

We'd love to learn about the good work you do. We strive to bring our employees and stakeholders together while giving back to our community through education, engaging community enrichments through involvement and empowering the leaders of tomorrow.

Be The First To Know.

Let's Get Started. We're Better Together!

Sign up for the latest news, public notices & community initiatives updates. 

Serving Our Clients Since 1928. 

Connect with a Service Representative for more information about our bank, our offerings or our applications. Thank You!

Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.