Newton federal rewards visa




Local business partnering together to offer you rewards for shopping local.

 Launching on April 1, Newton Federal customers can
upgrade their current Newton Federal debit card to the
Newton Federal Rewards Visa 
and automatically be eligible for discounts at some
of their favorite local businesses.

Participating Local Businesses

Covington, Georgia was founded by European immigrants and was incorporated in 1822 as Newton County. Covington was named for United States Army Brigadier General and United States Congressman Leonard Covington, a hero of the War of 1812.

In recent years Covington has become a favorite location for filmmakers and is known to many as “The Hollywood of the South.” With movies and television shows such A Man Called Peter, My Cousin Vinny, Remember the Titans, Sweet Home Alabama, Selma, The Vampire Diaries, The Dukes of Hazzard, In the Heat of the Night, Queer Eye, and more you can see how Covington got its nickname.

Covington, the county seat, is one of six municipalities located within Newton County – Porterdale, Mansfield, Newborn, Oxford, and Social Circle being the other five. Newton County is home to 13 Historic Places, three rivers, two lakes, picturesque farmlands, shoals, campgrounds, historic ruins, and more.

The residents of Newton County love it here and we are so pleased to be able to share our love of this area and this city with you.

Scroll through to see which local businesses are currently participating in the Newton Federal Rewards Visa program and what their discounts are for Rewards Visa cardholders. 

Are you a local business interested in participating? Contact us today to find out how you can partner with us. 

Are You a Local Business?

Are you interested in learning more about the program?

What is the Rewards Visa Program?
When a Newton Federal customer uses their new Newton Federal Rewards Visa debit card at participating local businesses, they will receive a discount on goods or services purchased at or from that business.

How it works?
All local businesses have to do is let our team know you wish to participate and what your discount rate and terms will be. Our minimum rate to participate is a 5% discount off the total of a purchase. You will determine how to track and offer these rewards to participating customers. We will provide marketing signage for point-of-sale locations. Discounts will be offered for in-person transactions, only.

What is your cost?
There is no cost to participate. The only requirement is that your business is a customer of Newton Federal.

How does it help you?
This new rewards program will help drive local consumer traffic to our local businesses; thus helping all of us reinvest in the Newton County community.

How does it help your customers?
Customers who choose to participate by upgrading to the Newton Federal Rewards Visa debit card will receive discounts from all participating local businesses which will not only drive traffic to your business but also increase the money our community is investing in shopping locally.




REED BEARD | SVP, Market President

JIMMY TANNER | VP, Business Development

GRETA HEARD | VP, Branch Sales Manager

BRAD HOFFMAN | AVP, Business Development


The difference at Newton Federal is the relationships we nurture. If you’re looking for an established local bank with nearly a century of service to personal banking customers and business clients… Please do not hesitate to email, call or stop by to say hello. You can speed things up by filling out a Contact Request Form.

Be The First To Know.

Let's Get Started. We're Better Together!

Sign up for the latest news, public notices & community initiatives updates. 

Serving Our Clients Since 1928. 

Connect with a Service Representative for more information about our bank, our offerings or our applications. Thank You!

Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.  Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2021-2022 All Rights Reserved.