Basic Business Checking Account

Running a business can be costly — but your business checking account shouldn’t be. Open our Basic Business Checking account to enjoy low fees and plenty of cost-saving benefits.

It’s a perfect choice for businesses with 150 transactions or less each month. Save even more with free eStatements, free checks, and other convenient services. Ideal checking for small businesses and sole proprietors.

Details

Avoid the $10 monthly service fee by maintaining a minimum daily balance of $500 or more
150 free combined debits and credits per month; 35¢ per debit or credit in excess thereafter
Easily make online transfers between Newton Federal Bank accounts
Online banking options available:
- Free online banking
- $14.95 – Business Internet Banking
Online business bill pay options available
Free mobile banking
Free eStatements ($4 for paper statements)
Free Visa® debit card
Free check images
Account alerts available
Monthly cash/coin processing just $2 per request
Remote deposit capture available
ACH services available
$500 minimum deposit to open

Ready. Set. Go.

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Serving Our Community since 1928.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.

Routing Number 261170371 | NMLS# 2160655 | FDIC #29510