Business Lines of Credit

Business Lines of Credit

Get your business ready for seasonal fluctuations, or boost your working capital. Our business lines of credit let you draw down the funds you need, when you need them.

You’ll receive a competitive rate, so you can keep costs down as much as possible. You’ll only pay interest on the amount you use — and once you’re approved, there’s no need to reapply!

  • Ongoing, affordable funding for a wide range of business needs:
    • Seasonal fluctuations
    • Inventory
    • Working capital
    • And more!
  • Secure greater financial flexibility for your business:
    • Funds are available as needed
    • Only pay interest on the amount used
    • More funds become available as principal is repaid
  • Once approved, there’s no need to reapply
  • Funds disbursed conveniently*
  • Competitive rates
  • Terms customized to the needs of your business
  • Attentive, professional service every step of the way
  • Local decision-making and processing

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.