Commercial Real Estate Loans

Purchase or refinance commercial property with a loan tailored to your business goals. Choose from a variety of financing options with our commercial real estate secured loans.

You’ll enjoy a competitive rate and customized terms — whether you want to build, purchase land, or anything else. Apply today, and we’ll be glad to assist you throughout the process.

  • Purchase or refinance commercial property affordably
  • For owner-occupied and investment properties
  • Competitive rates
  • Terms customized to the needs of your business
  • Attentive, professional service every step of the way
  • Local decision-making and processing
  • Experienced lenders with knowledge of the local real estate market

Loan options include:

  • Residential construction loans: subdivision or single units
  • 1st-mortgage commercial loans
  • Residential renovation & rehabilitation loans
  • Commercial renovation & rehabilitation loans

Building a new facility starts here — at Newton Federal Bank, we offer competitive rates and terms on our construction loans. Apply today, or contact us to discuss your commercial construction loan needs.

  • Single, multi-family, office buildings, and specialized structures
  • Loan values up to 80%

Purchase land to develop, or build commercial or residential properties. Our lending experts can structure a financing solution that meets your goals. Apply today, or contact us to discuss your needs for land acquisition and/or development.

  • Perm loan (one closing/one fee)
  • Builder construction loan
  • Non-owner occupied (15 year)
  • Land (unimproved land)

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.