Our Story
Serving Our Community Since 1928.
We're Better Together
Since 1928, Newton Federal has been dedicated to serving our community with a commitment to personalized service and innovative products. We believe in working towards common goals and supporting one another—both as a bank and as a community. It is this belief that has guided us for nearly a century and this belief that continues to drive us today.
We pride ourselves on being more than just a financial institution. Our deep roots in Newton County enable us to offer a unique combination of hometown hospitality and cutting-edge banking solutions. Our business customers rely on us to help strengthen their financial positions, even during challenging times like the global pandemic. We are devoted to managing our programs effectively and ensuring your success.
When you choose Newton Federal, you are choosing to reinvest in the community we all love. Not only do you gain access to our suite of innovative products designed to simplify your life, but also our competitive-rate loans which are serviced locally by people who are part of this community.
We are incredibly passionate about giving back and play an integral role in bettering our neighbors and community members. Whether it’s through various charities, community events, or supporting worthy causes, we do our best to ensure this community is able to make sound financial decisions and thrive.
We invite you to Experience the difference of a real community bank. Please stop by our branch or give us a call today to learn more about why we love what we do and where we do it.
Why Newton Federal?
Bank where you belong.
You deserve a bank that understands your needs and helps you solve them. We know you, and we know this community. We grew up here, live here, and work here – just like you.
You invest in us. We invest in you.
Banking is about more than money; it’s about being part of a community. We want to play a role in your success story. Together, we’ll build a plan to reach your dreams.
We bring convenience to our community.
While other banks might want to keep you online, we offer the best of all worlds: in-person, on the phone, or online. We’re a bank that suits your lifestyle.
We Are Ready to Serve
Bank comfortably, whether you prefer an online transaction or a great conversation.
Our team is deeply rooted in Newton County. You can find us in the community at back-to-school events, soccer games, and the latest fundraisers. We’re your neighbors – we’re the faces you recognize at Mystic Grill, the Eastside Trail, and Turner Lake.
We offer personal customer relationships, even when the doors are locked. We offer support you can bank on.
Our dedicated team of professionals is ready to help you with all of your banking needs. You’re the reason we get up and come to work every day. Talking to you is the best part of our day.
We Have a History of Excellence
Before the bank, the Methodist Church broke ground on 1,400 acres north of Covington, Georgia, and named the new college Emory, in honor of Methodist bishop John Emory
Newton County Building and Loan Association founded.
Federal Charter established as Newton Federal Savings and Loan Association
The first movie was filmed in Covington, “A Man Named Peter.” Since then more 126 productions and 1,034 Television episodes have been filmed in the greater Covington area.
In Newton Federal Savings & Loan Association opens its Main Office building at 3175 Highway 278 in Covington.
On January 12, 1989, Newton Federal Savings & Loan Association donated a house located just a few blocks from Town Square to the Covington-Newton County Chamber of Commerce. To this day, the Chamber still occupies the property.
Eastside Branch opens.
New name of Newton Federal Bank adopted.
Southside Branch opens.
Teen drama series “The Vampire Diaries” began filming in Covington, and went on to air 171episodes in eight seasons and win multiple People’s Choice and Teen Choice awards.
Mystic Grill, featured in "The Vampire Diaries" opens and becomes a Newton Federal client.
Newton Federal Bank received the prestigious Partner of the Year award from the Newton County School System. The annual award recognizes the most outstanding involvement of a business partner among the 150+ individual school-business partner.
Facebook entered the market with its 9th US Data Center and we began to impact the digital sphere.
Takeda, a Japanese multinational biopharmaceutical company with $19 Billion in revenue, enters the market. Takeda is a leader among R&D companies searching for a vaccine for the COVID-19 virus.
Affinity Bank and FitnessBank Acquisition Finalized.
Celebrated Newton Federal made over $500,000 in charitable donations in the decade, since 2010.
Lead local response to the COVID-19 Paycheck Protection Program - 1,200 total SBA-PP and over $130,000,000.00 for local businesses.
Credit Cards Vs Debit Cards
Debit cards and credit cards are both popular payment methods that allow consumers to make purchases without using cash. While both types of cards offer
A Guide to Managing Your Credit Score
From the moment you establish credit, it can be a bit of an uphill battle maintaining a credit score within a decent range. But what
Reaching a Better Credit Score
Welcome back to our series on managing your credit score. If you missed the first two entries, you can review them here: LINK #1 LINK
Making Sense of Your Credit Report
Are you seeking to make any major purchases in the near future? A Car? A house? Applying for a loan? Any of these will ultimately
How to Raise My Credit Score
Credit can be a major monster to tangle with. It can impact so many decisions in your life. If not managed properly, your credit score
Avoiding Overdraft Fees
We know that overdraft fees are a hassle to deal with. Luckily though, there are measures you can take to ensure that they don’t happen.
Customers of Newton Federal Bank with non interest-bearing transaction accounts will be permanently insured for up to $250,000 under the FDIC’s general deposit insurance rules. Privacy Policy, Phishing warning, and other information to help keep your personal information safe.
