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Personal Banking.

Serving Customers in Our Community since 1928. 

Our Personal Banking Products & Services

Basic Checking Account

Enjoy no-frills checking with no monthly service fee, plus all the essentials you need.

Free Kasasa Cash Checking

Choose free checking that pays high interest and refunds on your ATM fees nationwide.*

Free Kasasa Cash Back Checking

Get paid for using your debit card, while earning refunds on your ATM fees, nationwide.*

Senior Checking Account

Exclusive account with free checks and more for our customers age 50 and better.

Free Kasasa Saver
Account

Connect this high-interest account to your Kasasa® checking to help you save!

Simple Savings Account

Earn competitive interest and maintain access to your funds with this account.

Money Market Account

Enjoy tiered interest and enhanced access to your higher savings balance.

Certificates of Deposits (CDs)

Get started with sure earnings at a fixed rate and terms ranging from 3 months to 7 years.

Individual Retirement Accounts

Open a tax-advantaged* IRA to help you secure a comfortable retirement.

Personal Debit Card

Your debit card will work just like a check — except without the hassle. All purchases are deducted from your checking or savings, so you can get what you need and pay for it in real-time.

Personal Credit Card

Our credit card offers hometown convenience, worldwide acceptance, and great benefits. Get yours today.

Be a Client, Not a Number

The difference at Newton Federal is the relationships we nurture with our clients. We're ready when you are.

Let's Get Started. We're Better Together!

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Contact a Bank for more information about our Newton Federal, our commercial and personal account offerings or our loan applications. Thank You!

Serving Our Community since 1928. 

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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.