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Personal Credit Card

Get the spending flexibility you need, when you need it — with a card that’s accepted worldwide. Our Personal Platinum Visa® Card gives you the power to make purchases online or in-store at a competitive rate. You’ll also earn rewards points for merchandise and travel.

Our credit card offers hometown convenience, worldwide acceptance, and great benefits. Get yours today.

Choose The Option That is Best for You.

Platinum Visa® Credit Card holders enjoy services including, being accepted worldwide at over 25 million retail locations and 1 million ATMs and low variable Annual Percentage Rate (APR). 

Platinum Cash Back Visa® Credit Card holders enjoy all the same services as the Platinum Visa® Credit Card holders plus earn 1% back on groceries, gas, online purchases and everything else you buy. 


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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Newton Federal is a division of Affinity Bank. Newton Federal and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2025-2026 All Rights Reserved.