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Financial Planning for the Holidays

On average an American household spends $1,455 on holiday gifts. With the holiday season swiftly approaching for many of us, we want to make sure that this glorious time of year and surprise holiday costs turn into anticipated costs. At Newton Federal, we know that we are better together. That is why we have a … Read more

Your Business’ Top Three Bank Accounts for Success

You want your business to succeed. That said, you’ll want to ensure you leave no stone unturned when it comes mining all available resources. When it comes to financial burdens, you bank account(s) contribute a great deal to your overall success. In this way, there are three specific kinds of accounts that work efficiently to … Read more

Featured Business: Town Square Olive Oil

Business Center Stage. Town Square Olive Oil recently celebrated 7 years in business this past May. In celebration of them and the success of the many small businesses that make Covington their home, our President, Greg Proffitt wants to share the stories of local business owners within our Newton Federal Community.  Cindy and Anthony Mask … Read more

Credit Cards Vs Debit Cards

Debit cards and credit cards are both popular payment methods that allow consumers to make purchases without using cash. While both types of cards offer convenience and security, there are some key differences between them. Knowing the Difference One major difference between debit cards and credit cards is how they are linked to your bank … Read more

A Guide to Managing Your Credit Score

From the moment you establish credit, it can be a bit of an uphill battle maintaining a credit score within a decent range. But what makes this so important; why should we care about our credit scores? These triple digit identifiers are what clue third parties into your credit history. In virtually any major purchase … Read more

Reaching a Better Credit Score

Welcome back to our series on managing your credit score. If you missed the first two entries, you can review them here: LINK #1 LINK #2 Credit cards can feel like almost a get out of jail free card sometimes. Whether your checking accounts are low, or if it’d be more responsible to make a … Read more

Making Sense of Your Credit Report

Are you seeking to make any major purchases in the near future? A Car? A house? Applying for a loan? Any of these will ultimately call upon one major factor: your credit. It is one of the end-all-be-alls when it comes to financing. As such, it’s imperative that you understand everything your credit report is … Read more

How to Raise My Credit Score

Credit can be a major monster to tangle with. It can impact so many decisions in your life. If not managed properly, your credit score can be one of the most restrictive factors when it comes to your future plans. Still, mistakes can happen, and many often find themselves in the stronghold of poor credit. … Read more

Avoiding Overdraft Fees

We know that overdraft fees are a hassle to deal with. Luckily though, there are measures you can take to ensure that they don’t happen. Many financial institutions offer support like overdraft protection to keep you covered in these less than favorable moments. But, before we go any further, let’s take a step back and … Read more

Preparing To Become A Homeowner

Have you decided it’s time to become a homeowner? Then you’ve come to the right place. Newton Federal is dedicated to helping our clients along their financial journey, regardless of what stage they’re at. Whether it’s opening a business or personal account, or securing a loan across a number of different categories, we can provide … Read more