danny From the moment you establish credit, it can be a bit of an uphill battle maintaining a credit score within a decent range. But what makes this so important; why should we care about our credit scores? These triple digit identifiers are what clue third parties into your credit history. In virtually any major purchase … Read more
Welcome back to our series on managing your credit score. If you missed the first two entries, you can review them here: LINK #1 LINK #2 Credit cards can feel like almost a get out of jail free card sometimes. Whether your checking accounts are low, or if it’d be more responsible to make a … Read more
Are you seeking to make any major purchases in the near future? A Car? A house? Applying for a loan? Any of these will ultimately call upon one major factor: your credit. It is one of the end-all-be-alls when it comes to financing. As such, it’s imperative that you understand everything your credit report is … Read more
Credit can be a major monster to tangle with. It can impact so many decisions in your life. If not managed properly, your credit score can be one of the most restrictive factors when it comes to your future plans. Still, mistakes can happen, and many often find themselves in the stronghold of poor credit. … Read more
We know that overdraft fees are a hassle to deal with. Luckily though, there are measures you can take to ensure that they don’t happen. Many financial institutions offer support like overdraft protection to keep you covered in these less than favorable moments. But, before we go any further, let’s take a step back and … Read more
Have you decided it’s time to become a homeowner? Then you’ve come to the right place. Newton Federal is dedicated to helping our clients along their financial journey, regardless of what stage they’re at. Whether it’s opening a business or personal account, or securing a loan across a number of different categories, we can provide … Read more
Welcome back to our extensive archive here at Newton Federal. It is our goal to keep you informed as you go about the process of homeownership. Today, we’ll be reviewing 30 Year Fixed-Rate Mortgages, and how they’ve changed over the past decade. First, what is a fixed rate mortgage? It’s just as its name implies. … Read more
Owning your own business requires more than just knowledge and understanding. It takes courage, commitment, and resolve. It’s more than a full time job, it’s a lifestyle. That said, you’ll want to do everything in your power to stay ahead of the game. Preparation is key, which is why we recommend having a business plan. … Read more
At Newton Federal, our goal is to help our patrons stay on track when it comes to their finances. Think of us as a go to resource for banking with a recurring open door policy. Today, we’ll be discussing some appropriate uses, and common misuses via some credit card management tips. Being Punctual Pays Off … Read more
The Highway 278 Community Improvement District (Hwy 278 CID) and the City of Covington have been awarded a Surface Transportation Block Grant for Preliminary Engineering (PE) of Phase I of the Hwy 278 CID Master Plan from Turner Lake Road to Emory Street. The initial grant for PE in the amount of $464,800 was awarded … Read more
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