We're Better Together Serving Our Community  Impacting Local Businesses Supporting Our Neighbors

Open a New Account – Make the Most of the Newton Federal Rewards Visa Debit Card

Save Money with Discounts at Local Businesses who also support our community. Enjoy Tap-to-Pay Feature. Save in Your Digital Wallet. 


Business Banking For the Win

Set your business up to win. Move your company’s accounts over today. We successfully helped thousands get through PPP without a scratch. Mega institutional banks can’t say the same thing.


MoneyIQ Financial Education

We provide businesses with the tools to educate their staff about money.  Topics include basic banking tips, cashflow management and identity theft prevention.


Online Banking Done Right

Our online banking tools for personal or business banking makes life easier. Ask your Newton Federal banker about setting up a branch office on your smart phone. 

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Home Mortgages Made Easy

It’s All About Your Pad. Find a mortgage that fits your family’s needs at LeapFrogMortgage  – our new home lending partner. 

Every day of our lives we are on the verge of making those slight changes that would make all the difference.

News & Events

Golfing In Newton County

Is golfing one of your favorite pastimes? We don’t blame you. It not only is a great source of low impact physical activity. It’s also

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More Food In Newton County

Welcome back to our top recommendations for things to do in our wonderful area. Today, we’re revisiting options for food in Newton County. You can

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What Our Raving Fans Say About Us

“Newton Federal Bank and more specifically, Reed Beard and Adrien Smith, have been a major asset and mentor over the last 10 years. I’ve had the opportunity to build several businesses while partnering with them. While on this journey, I’ve enjoyed a high level of personalized customer service.”

Erik Adcock

Covington, Georgia

“I’ve been with Newton Federal since 2013. My experience with the bank it’s staff employees customer service has always be top of the best. Everyone is always friendly helpful and takes time to make sure my account my mobile app is doing as I need it to be. Appreciate the team at Newton Federal.”


Billy Carter

Covington, Georgia

Supporting Our Community.

We'd love to learn about the good work you do. We strive to bring our employees and stakeholders together while giving back to our community through education, engaging community enrichments through involvement and empowering the leaders of tomorrow.

Let's Get Started. We're Better Together!

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Serving Our Community since 1928. 

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Newton Federal Bank is a division of Affinity Bank. Newton Federal Bank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Newton Federal is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. © 2023-2024 All Rights Reserved.